All articles

How to calculate affordability checks for customer finance

How to calculate affordability checks for customer finance

How affordability checks for customer finance work in 2026: the calculation steps, soft vs hard credit checks, and what triggers a decline or reduced limit.

PAContent TeamSep 14, 2026
How to combine BNPL with loyalty and reward programmes

How to combine BNPL with loyalty and reward programmes

How to run a bnpl loyalty rewards programme in 2026: reward at purchase vs settlement, tiered perks, clawback rules and where instalments fit at checkout.

PAContent TeamSep 14, 2026
How to run a Black Friday 0% finance campaign

How to run a Black Friday 0% finance campaign

How to run a Black Friday 0% finance campaign in 2026: compliance steps, margin protection, checkout messaging and the promotion timeline that converts.

PAContent TeamSep 14, 2026
How to launch a 0% finance option in under a week

How to launch a 0% finance option in under a week

Launch 0% finance in 5-7 days via an authorised BNPL provider, not the 3-6 month FCA licence route. Step-by-step 2026 launch timeline for UK retailers.

PAContent TeamSep 14, 2026
How to use finance data to identify upsell opportunities

How to use finance data to identify upsell opportunities

Use finance data to spot upsell opportunities in 2026: repayment speed, order value and repeat applications reveal your best next-sale targets.

PAContent TeamSep 14, 2026
Best BNPL providers for subscription box businesses

Best BNPL providers for subscription box businesses

PayItMonthly leads our 2026 ranking of BNPL providers for UK subscription box businesses, compared against Klarna, Clearpay, PayPal and DivideBuy.

PAContent TeamSep 13, 2026
Best 0% finance offers for garden machinery retailers

Best 0% finance offers for garden machinery retailers

Compare the best 0% finance options for garden machinery retailers in 2026 — PayItMonthly, V12 Retail Finance, Klarna and more, ranked by fit and features.

PAContent TeamSep 13, 2026
Best customer finance platforms for BigCommerce stores

Best customer finance platforms for BigCommerce stores

PayItMonthly leads for interest-free BigCommerce instalments in 2026, with Klarna and Divido best for brand recognition and high-ticket sales respectively.

PAContent TeamSep 13, 2026
Best customer finance solutions for Magento stores

Best customer finance solutions for Magento stores

Compare the best customer finance options for Magento stores in 2026 - PayItMonthly, Klarna, Clearpay, PayPal Pay in 3 and DivideBuy, ranked by use case.

PAContent TeamSep 13, 2026
How to offer customer finance without an FCA credit licence

How to offer customer finance without an FCA credit licence

Offer customer finance without an FCA credit licence in 2026 via an Appointed Representative or the 12-instalment exemption. Routes, rules and steps.

PAContent TeamSep 13, 2026
Instalment payments for home extension builders

Instalment payments for home extension builders

Instalment payments for home extension builders let customers spread £15k-£60k builds interest-free. See how PayItMonthly fits your 2026 quoting process.

PAContent TeamSep 12, 2026
0% finance for home sauna installers

0% finance for home sauna installers

0% finance sauna installers guide for 2026: how to quote monthly instalments, advertise compliantly, and get paid on completion with PayItMonthly.

PAContent TeamSep 12, 2026